Privacy

Last updated: November 4, 2026

Your card and program selections stay in this browser. We do not collect card numbers. The home-page newsletter form is run by beehiiv and is the exception described below.

What is stored

• A list of program IDs you tick (cards, airlines, hotels) in your browser’s localStorage under perkoptimizer_selections_v1.
• Static public perk data shipped with this site (JSON files).

Select/results program picks (perkoptimizer_selections_v1), the compare page’s chosen cards (perkoptimizer_compare_v1), and the points calculator’s chosen program, balance, and optional card filter (perkoptimizer_points_v1, including its cardFilter field), and the points-use page’s chosen program and balance (po.pointsUse.v1) are saved only in your browser’s localStorage. Those selection lists are never sent to us. Clear this site’s data in your browser to remove them. Newsletter email is separate — see below.

Calendar reminder files are generated in your browser and downloaded to your device; nothing is sent to a server.

Newsletter sign-up

The newsletter sign-up form on the home page is provided by beehiiv. If you enter an email address there, that address goes to beehiiv so they can send the Perk Optimizer newsletter. It is not stored in this site’s localStorage. See beehiiv’s privacy policy.

On a real load of the home page with that form, the browser contacted these hosts (beehiiv’s form and services it pulled in):

• subscribe-forms.beehiiv.com — form loader and iframe
• client.px-cloud.net — bot protection script
• collector-pxebumdlwe.px-cloud.net
• ift.px-cloud.net
• www.googletagmanager.com
• static.cloudflareinsights.com — also used by this site’s Cloudflare Web Analytics beacon (see below), not only the beehiiv form
• ga.jspm.io
• fonts.googleapis.com
• fonts.gstatic.com

A noscript fallback may also point at perkoptimizer.beehiiv.com. Card and program selections for the tracker still stay in your browser’s localStorage and are not sent to us.

What is not collected

• Credit card numbers, CVVs, or full account numbers
• Login passwords for banks or travel programs
• Your card and program selection lists (those stay in this browser only)

Site analytics

This site uses Cloudflare Web Analytics to count visits and page views. It does not use cookies and does not track visitors across other sites. Cloudflare injects a small script from static.cloudflareinsights.com on our pages for that count. See Cloudflare’s privacy policy.

The beehiiv newsletter embed on the home page separately loads third-party scripts and may set cookies for that form, as listed above. Our own UI assets do not load external fonts or CDNs; the beehiiv form may load fonts and scripts from its providers.

How to clear selections

Clear this site’s data in your browser settings, or use your browser’s site-storage controls for local storage. There is no server-side copy of your picks.

Contact

Spot an error or have a comment? Email hello@perkoptimizer.com.